109 Hamilton Avenue Panama City, FL 32401

Cove

MLS Number: 773737

Miller & Associates Realty, LLC
Phone: (850) 249-6655
Estes Pl, Panama City Beach, FL 32413
Licensed In The State Of Florida.

• Detached Single Family
• 2,076
• 3 Beds
• 3 Baths
• 

• $440,000

A rare offering in Panama City's treasured Cove neighborhood, this historically recognized three-bedroom, three-bath residence has been exquisitely reimagined with luxurious finishes and enduring character. Ideally situated on a spacious double lot totaling 0.34 acres, this home offers convenient alley access and ample room for expansion, all without the limitations of an HOA. Originally built in 1927 and recently repainted in its original hue, the home's thoughtful renovation preserves its heritage while offering the comforts of modern living. Inside, you'll find a beautifully reinstalled wood-paneled ceiling, refinished mahogany built-ins and all-new infrastructure--electrical, plumbing, insulation and HVAC--paired with high-end touches like Brizo fixtures, honed quartz countertops, and cherry cabinetry. The chef's kitchen is a standout, boasting a Dacor Pro 30-in. gas range, Blanco sink, quiet Samsung appliances and a walk-in butler's pantry with a second full-sized refrigerator and dual ice makers. The three full baths are each individually styled: the rear primary suite features Portuguese tile, a zero-entry shower and furniture-style vanity; the middle bath offers a deep soaking tub; and the front primary showcases antimicrobial tile for a mold-free environment. An interior laundry room with LG appliances adds convenience, and solar panels provide energy efficiency. Positioned less than a block from Holy Nativity Episcopal School and just a short stroll to the downtown waterfront district, residents can easily access dining, boutiques and the St. Andrews Bay Yacht Club. With sidewalks, alleyways, golf-cart accessibility and ancient oaks lining the streets, The Cove is cherished for its coastal charm and community spirit--making this home a one-of-a-kind legacy property in the heart of Panama City. Buyer to verify all data and approximate dimensions if important.

Listing provided courtesy of Scenic Sotheby's International Realty / blake@scenicsir.com

• Architecture

  • Year Built: 1927
  • Stories: 1
  • Project Facilities: ShortTermRentalAllowed, Sidewalks
  • Construction:

• Interior Features

  • Square Footage: 2076
  • Appliances: Dryer, Dishwasher, Disposal, GasRange, GasWaterHeater, Microwave, Refrigerator, TanklessWaterHeater, Washer
  • Interior Features: Bookcases, CofferedCeilings, Pantry, SplitBedrooms

• Property Features

  • Lot Access: Alley, CityStreet, Paved
  • Lot Description:
  • Waterfront:
  • Waterview:
  • Parking: AdditionalParking, AlleyAccess, Boat, DriveThrough, Driveway, Detached, Garage, Oversized
  • Utilities: CableAvailable, CableConnected, Other, SeeRemarks, TrashCollection
  • Zoning: Residential

• Community

  • Schools: Cherry Street, Jinks, Bay
  • HOA Includes:
  • HOA FEE:
  • HOA Payable:

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Current Data as of Sat Jun 7 10:00:13 CDT 2025 ---Information deemed reliable but not guaranteed-information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing Copyright: 2025 by the Central Panhandle Association of REALTORS ©