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12011 Front Beach Road Unit 103B Panama City Beach, FL 32407

Sterling Reef

MLS Number: 773756

Miller & Associates Realty, LLC
Phone: (850) 249-6655
Estes Pl, Panama City Beach, FL 32413
Licensed In The State Of Florida.

  • Condominium
  • 1,076
  • 2 Beds
  • 2 Baths
  • Share
  • $495,000


Step into paradise with this beautifully appointed 2BR/2BA Gulf-front condo that's turnkey & rental-ready! Located on the highly sought-after first living level, Unit 103B offers breathtaking, unobstructed views of the Gulf from an oversized private balcony...perfect for morning coffee, sunset cocktails, or just soaking in the sea breeze.Inside, you'll love the open layout featuring tile flooring throughout, a fully equipped kitchen with granite countertops & breakfast bar, and a stylish tiled island ideal for entertaining or casual dining. Both bedrooms are spacious and inviting, with plenty of natural light and coastal charm.Whether you're looking for a lucrative investment property, a personal beach escape, or a blend of both, this unit checks all the boxes. Sterling Reef offers fantastic amenities to include, heated pool with waterfall, well-equipped fitness center, a game room, direct beach access, and a location that's near everything from shopping to dining, and entertainment.Don't miss this opportunity to own a piece of the Emerald Coast!Schedule your private showing today, your beachfront dream awaits.

Listing provided courtesy of Keller Williams Realty Emerald / klrw209@kw.com

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  • Architecture

    • Year Built: 2005
    • Stories: 22
    • Project Facilities: Barbecue, Beach, Clubhouse, Elevator, FitnessCenter, Park, ShortTermRentalAllowed, Waterfront, Pool
    • Construction:
  • Interior Features

    • Square Footage: 1076
    • Appliances: Dryer, WasherDryerStacked, Dishwasher, ElectricCooktop, ElectricOven, ElectricWaterHeater, Disposal, Microwave, Refrigerator, Washer
    • Interior Features: BreakfastBar, KitchenIsland, RecessedLighting, SplitBedrooms, Stacked
  • Property Features

    • Lot Access: CityStreet, Paved
    • Lot Description: Waterfront
    • Waterfront: Gulf,Waterfront
    • Waterview: Gulf
    • Parking: Attached, Garage
    • Utilities: CableConnected
    • Zoning: Residential
  • Community

    • Schools: Hutchison Beach, Surfside, Arnold
    • HOA Includes: AssociationManagement, Clubhouse, CableTv, Insurance, Internet, MaintenanceGrounds, Pools, RecreationFacilities, Sewer, Trash, Water
    • HOA FEE: 977
    • HOA Payable: Monthly



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Current Data as of Fri Jun 27 11:00:20 CDT 2025 ---Information deemed reliable but not guaranteed-information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing Copyright: 2025 by the Central Panhandle Association of REALTORS ©

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