214 S Cove Lane Panama City, FL 32401

Cove Terrace

MLS Number: 775829

Miller & Associates Realty, LLC
Phone: (850) 249-6655
Estes Pl, Panama City Beach, FL 32413
Licensed In The State Of Florida.

• Detached Single Family
• 2,545
• 3 Beds
• 3 Baths
• 

• $1,050,000

Waterfront Living Meets Timeless Elegance in The Cove. Welcome to 214 S Cove Lane, a rare opportunity to own a beautifully upgraded waterfront retreat in one of Panama City's most coveted neighborhoods. Nestled along the tranquil shores of Watson Bayou, this 3-bedroom, 3-bathroom home spans over 2,545 square feet and offers a perfect blend of classic charm, modern upgrades, and unbeatable views. Whether you're an avid boater, a nature lover, or simply someone who values peace, privacy, and a touch of luxury, this home checks every box. A sandbar just off to the right gives extra opportunities for swimming and waterplay. A private dock, ideal for launching a kayak, catching the sunset, or docking your boat after a day out at Shell Island or fishing in the Gulf. The expansive outdoor living space and lush private yard make entertaining or unwinding outdoors effortless. Eight sets of sliding doors bring the beauty of the outside In and enlarges the entertaining area. The home has been thoughtfully updated while preserving its 1951 character. Upgrades include: Ludowici tile roof (2019) a touch of Bay High History - luxury, durability, and timeless beauty, foam insulation for energy efficiency, upgraded electrical, plumbing, and two new HVAC units. The remodeled kitchen features handmade tiles, undercabinet lighting, glass lighted display cabinet. The bathrooms with modern finishes, fresh paint, crown molding, hardwood floors, and more. The Primary EnSuite gives privacy and space. Beautifully designed with a stand alone soaking tub, two separate vanities, tiled shower and bidet. 2 Walkin closets and waterfront views from the bedroom. Plantation Shutters, Smart features & comforts: Sonos surround sound system, video surveillance, backup generator, spacious living area perfect for gatherings. this home offers quick access to the best of Panama City--charming local restaurants, shops, parks, and top-rated schools--all while providing the serenity of waterfront living. Whether you're seeking a full-time residence or a weekend escape, 214 S Cove Lane is more than a home--it's a lifestyle.

Listing provided courtesy of Keller Williams Success Realty / shaynaarmstrong@kw.com

• Architecture

  • Year Built: 1951
  • Stories: 1
  • Project Facilities: ShortTermRentalAllowed, Curbs, Gutters
  • Construction:

• Interior Features

  • Square Footage: 2545
  • Appliances: Dishwasher, ElectricRange, Microwave, Refrigerator
  • Interior Features: Bookcases, Fireplace, RecessedLighting, Skylights, MudRoom

• Property Features

  • Lot Access: CityStreet, Paved
  • Lot Description: Waterfront
  • Waterfront: Bayou,DockAccess,Waterfront
  • Waterview: Bayou
  • Parking: Attached, Driveway, Garage, GarageDoorOpener
  • Utilities: CableAvailable, UndergroundUtilities
  • Zoning: Residential

• Community

  • Schools: Cherry Street, Jinks, Bay
  • HOA Includes:
  • HOA FEE:
  • HOA Payable:

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Current Data as of Fri Aug 15 6:00:42 CDT 2025 ---Information deemed reliable but not guaranteed-information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing Copyright: 2025 by the Central Panhandle Association of REALTORS ©