This is Going to be The Year

Written by: Miller and Associates Realty on Tuesday, December 27th, 2016

Every year, it seems like the same things are on the list but this could be the year you really do invest in a rental home. Rents are climbing, values are solid and mortgage rates are still low for non-owner occupied properties. A 0,000 home with 20% down payments... Continue Reading

Merry Christmas From The Miller Team

Written by: Miller and Associates Realty on Friday, December 23rd, 2016

Merry Christmas & Happy New Year from the Miller Team. Watch our short video below for Christmas Wishes & LAUGHS from us to you! Watch Video Here The Miller Team Miller & Associates Realty 850-249-6655 info@thebeachsales.com www.longbeachsales.com Continue Reading

What a Difference 50 years Makes

Written by: Miller and Associates Realty on Tuesday, December 20th, 2016

In 1966, a gallon of gas was $0.32 and today, it is $2.49. A dozen eggs were $0.60 but they’ve only doubled to $1.33. A gallon of milk was $0.99 and today, it costs $3.98. You could send a letter for five cents and now, it costs forty-seven cents.... Continue Reading

Rates are Rising

Written by: Miller and Associates Realty on Monday, December 12th, 2016

Can 0.5% Really Equal 5%? Since the election, rates have started going up and it will have a direct effect on the cost of housing. There is a rule of thumb that a ½% change in interest is approximately equal to 5% change in price. As the interest rates... Continue Reading

Time May Be Running Out

Written by: Miller and Associates Realty on Monday, December 5th, 2016

During the Great Recession, some homeowners elected to rent their home rather than sell it for less than it was worth. IRS tax code allows for a temporary rental of a principal residence without losing the exclusion of capital gain based on some specific time limits. During the five... Continue Reading

It Isn’t Final Until It’s Funded

Written by: Miller and Associates Realty on Tuesday, November 29th, 2016

It Isn’t Final Until It’s Funded Mortgage approval isn’t final until it’s funded.  Things can change prior to the loan being closed that can affect a pre-approval such as changes in the borrowers’ financial situation or possibly, factors beyond their control like interest rate changes. The benefits of buyer’s... Continue Reading

Horizon South – The Unique Village

Written by: Miller and Associates Realty on Friday, November 18th, 2016

We just acquired a Horizon South listing this week and being a Panama City resident of just 8 months, I really didn’t know much about the community. Sure I drove by some of the complex every day on the way to and from work, but I only saw just... Continue Reading

Cost of Homeownership

Written by: Miller and Associates Realty on Monday, November 7th, 2016

Homeownership, part of the American Dream: a home of your own where you can feel safe, raise your family, share with your friends and enjoy life. The benefits are easily recognizable but maintenance is just a real and should be considered. Property taxes and insurance are two of the... Continue Reading

HOA – What is it? The Pros & Cons!

Written by: Miller and Associates Realty on Monday, October 24th, 2016

If you are considering the purchase of a condominium, townhome or a single family home within a gated or upscale community, you have probably come across the words “Home Owner’s Association (HOA).” For some, the idea of an HOA can be disconcerting or in some cases even bothersome. I... Continue Reading

Come Home to Finisterre

Written by: Miller and Associates Realty on Thursday, October 13th, 2016

Come Home to Finisterre Finisterre was the word used on ancient maps to indicated Land’s end or the edge of the earth.  Finisterre of Panama City Beach, Florida is just that… located at land’s end. This Prestige, Gated Community sits at the eastern end of North Lagoon Drive and... Continue Reading