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3305 Terra Cotta Drive Panama City, FL 32408

Finisterre

MLS Number: 775719

Miller & Associates Realty, LLC
Phone: (850) 249-6655
Estes Pl, Panama City Beach, FL 32413
Licensed In The State Of Florida.

  • Detached Single Family
  • 4,022
  • 4 Beds
  • 5 Baths
  • Share
  • $2,950,000


Waterfront luxury tucked into a quiet cul-de-sac in gated Finisterre, with views to the sandy beaches at St. Andrews State Park and the Pass. Deeded boat slip at community dock included with acceptable contract on this highly desirable home. Oversized 3-car garage with additional separate storage for all your toys. Chef's kitchen offers a 48'' Wolf range top and double ovens, Subzero refrigerator, 2 large sinks, quartzite counters and ''Sonic-style'' ice maker. First level Owner's Suite is adjacent to office/exercise/flex room, featuring heated floors in bathroom and a huge, well-appointed customizable closet. Upstairs, a second suite could serve as Owner's Suite with sunrise views over the lagoon and large balcony. A substantial game room & bar separate the additional 2 bedrooms, and all bedrooms have walk-in closets. The design accommodates entertaining and stargazing with front and back balconies, and several outdoor patio venues including fireplace, firepit and grilling kitchen areas. Terraced yard has ample grass for pets. Convenient Pool Bath, Generator, and Landscape Irrigation Well. Designed by Michael Hunnicutt and built by John Spillers. Plenty of nice surprises in this thoughtfully designed custom home, including understairs wine chamber. Seller is licensed real estate agent. If boat slip conveys, annual HOA fee is increased by $663.98 for slip assessment. *See documents for exclusions list Buyer to verify all measurements

Listing provided courtesy of Keller Williams Success Realty / shaynaarmstrong@kw.com

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  • Architecture

    • Year Built: 2014
    • Stories: 2
    • Project Facilities: BasketballCourt, Dock, Pickleball, TennisCourts, Gated, Sidewalks
    • Construction:
  • Interior Features

    • Square Footage: 4022
    • Appliances: BarFridge, DoubleOven, Dishwasher, GasCooktop, Disposal, IceMaker, Refrigerator, RangeHood, TanklessWaterHeater, WineCooler
    • Interior Features: Attic, WetBar, TrayCeilings, Fireplace, HighCeilings, KitchenIsland, PullDownAtticStairs, SplitBedrooms, Shutters
  • Property Features

    • Lot Access:
    • Lot Description: CulDeSac, Landscaped, Waterfront
    • Waterfront: BayAccess,BoatDockSlip,Waterfront
    • Waterview: Bay, Lagoon
    • Parking: Attached, Garage, GarageDoorOpener, Oversized
    • Utilities: CableConnected, WaterAvailable
    • Zoning: Residential
  • Community

    • Schools: Patronis, Surfside, Arnold
    • HOA Includes: Other, Playground, SeeRemarks, TennisCourts
    • HOA FEE: 2034.81
    • HOA Payable: Annually



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Current Data as of Sat Jul 12 4:31:07 CDT 2025 ---Information deemed reliable but not guaranteed-information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing Copyright: 2025 by the Central Panhandle Association of REALTORS ©

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